India salary and tax calculators

Start with your CTC to see your in-hand salary

• In-hand salary calculatorCTC to monthly in-hand pay under both regimes
• Salary breakup calculatorBasic, HRA, allowances, PF, gratuity and NPS
• Salary hikeWhat a hike adds to your monthly in-hand pay
• In-hand salary by LPAMonthly in-hand pay for every CTC from 3 to 200 LPA

Income tax and professional tax depend on your regime and state

• Income tax, old vs new regimeTax and in-hand pay with your deductions
• Professional tax by stateThe schedule in each state, with calculators
• HRA exemptionThe tax-free part of your HRA in the old regime

PF, NPS and gratuity build savings; ESI pays for health cover

• PF contributionYour PF, your employer's PF and the pension share
• ESI calculatorEmployee and employer ESI on your wages
• NPS calculatorAn illustration of your corpus, lump sum and annuity
• GratuityGratuity from your last basic pay and years of service

Professional tax by state

• Maharashtra₹200 a month and ₹300 in February at ₹50,000 a month
• Karnataka₹200 a month and ₹300 in February at ₹50,000 a month
• Tamil Nadu₹1,250 each half-year at ₹50,000 a month
• Telangana₹200 a month at ₹50,000 a month
• Andhra Pradesh₹200 a month at ₹50,000 a month
• West Bengal₹200 a month from April to September 2026, then ₹140 a month from October 2026 under the proposed schedule at ₹50,000 a month
• Gujarat₹200 a month at ₹50,000 a month
• Madhya Pradesh₹208 a month for eleven months and ₹212 in the twelfth at ₹50,000 a month
• Kerala₹1,250 each half-year at ₹50,000 a month
• Bihar₹2,000 a year at ₹50,000 a month
• Punjab₹200 a month at ₹50,000 a month
• OdishaRepealed from April 2026 by ordinance; check with your employer
• Delhi, Haryana, UP and RajasthanNo professional tax that we could find

Guides

• New tax regime slabs 2026-27Slabs, the ₹12 lakh rebate, surcharge and cess
• CTC meaningCost to company and what it includes
• LPA meaningLakh per annum, converted to monthly pay
• CTC vs in-hand salaryWhy less than your CTC reaches your bank
• How we calculateMethod, sources and limits

These figures are estimates based on the information you entered and the rules for tax year 2026-27 under the Income-tax Act 2025 as it stands after Budget 2026, EPFO notifications and state professional tax schedules. They are general information, not tax, financial or legal advice. Your actual in-hand salary can differ, for example because of your company's salary structure, variable pay, PF rules, your regime choice, TDS timing or your state. Check your payslip, or ask your payroll team or a chartered accountant, before relying on these figures.