Pay converter, 2026/27
Monthly salary calculator
Monthly pay before tax to take-home pay after income tax, National Insurance, student loan and pension.
Payments
Deductions
Checked 21 October 2026 against HMRC: Rates and thresholds for employers 2026 to 2027 and GOV.UK: Income Tax rates and Personal Allowances.
Does not model benefits in kind, two jobs or directors' National Insurance. Monthly figures are the yearly amounts divided by 12. Payslips can differ by a few pounds a year.
These figures are estimates based on the information you entered and the 2026/27 rates and thresholds published by HMRC (and, for Scottish taxpayers, the Scottish Parliament). They are general information, not tax, financial or legal advice. Your actual take-home pay can differ, for example because of your tax code, pension arrangements, benefits, student loan plan or payroll timing. Check your payslip, or ask your employer or HMRC, before relying on these figures.
Before tax and take-home, by period
| Period | Before tax | Take-home |
|---|---|---|
| An hour | £15.38 | £12.88 |
| A day | £115.38 | £96.61 |
| A week | £576.92 | £483.07 |
| A month | £2,500.00 | £2,093.30 |
| A year | £30,000.00 | £25,119.60 |
Based on 52 paid weeks a year, including paid holiday.
What reaches your account each month
Your contract may state a yearly salary, but rent and bills are monthly. The figure above is what a steady monthly salary leaves after deductions.
Monthly pay after tax for common amounts
| A month before tax | A year | Take-home a month | Income tax a month | NI a month |
|---|---|---|---|---|
| £1,500 | £18,000 | £1,373.30 | £90.50 | £36.20 |
| £2,000 | £24,000 | £1,733.30 | £190.50 | £76.20 |
| £2,500 | £30,000 | £2,093.30 | £290.50 | £116.20 |
| £3,000 | £36,000 | £2,453.30 | £390.50 | £156.20 |
| £3,500 | £42,000 | £2,813.30 | £490.50 | £196.20 |
| £4,000 | £48,000 | £3,173.30 | £590.50 | £236.20 |
| £4,500 | £54,000 | £3,489.78 | £752.67 | £257.55 |
| £5,000 | £60,000 | £3,779.78 | £952.67 | £267.55 |
| £6,000 | £72,000 | £4,359.78 | £1,352.67 | £287.55 |
| £8,000 | £96,000 | £5,519.78 | £2,152.67 | £327.55 |
England, Wales and Northern Ireland, tax code 1257L, no student loan or pension. Monthly figures are yearly amounts divided by 12, so a monthly payslip can differ by a few pence.
Monthly pay × 12 is your salary
Income tax and National Insurance are set on yearly bands, so the calculator turns your monthly pay into a yearly salary (× 12), works out the year, then divides by 12. Payroll works one month at a time with one twelfth of each threshold, which is why a payslip can be a few pence different. A month with a bonus is taxed as part of the year so far, but National Insurance on it is worked out on that month alone. National Insurance by pay period.
Other pay converters
- Salary to hourlyYour salary as an hourly, daily and weekly rate.
- Weekly payWeekly pay before tax to take-home pay.
- Hourly wageAn hourly rate to a salary and take-home pay.
- Pro rata salaryPart-time pay from a full-time salary.
- National Insurance calculatorNI on weekly, monthly or yearly pay.
- All UK calculatorsEvery tool on one page.
Sources
Rules checked 21 October 2026 against: HMRC: Rates and thresholds for employers 2026 to 2027; GOV.UK: Income Tax rates and Personal Allowances. How we calculate.
Tax rates and thresholds are taken from HMRC, GOV.UK and Scottish Government publications. Contains public sector information licensed under the Open Government Licence v3.0.