Terms

Terms of use and disclaimer

Last updated 21 October 2026

Who runs this site

MyRealSalary is the trading name of an independent publisher based in India. Contact: [email protected].

Estimates, not advice

These figures are estimates based on the information you entered and the 2026-27 rules published by Inland Revenue for PAYE, the ACC earners' levy, KiwiSaver and student loans. They are general information, not tax, financial or legal advice. Your actual pay can differ, for example because of your tax code, how your employer runs payroll, extra pays such as bonuses, your ESCT rate or other deductions. Check your payslip, or ask your employer or Inland Revenue, before relying on these figures.

Accuracy

We take reasonable care over the calculators and content, but we do not guarantee that they are complete, accurate or up to date. Rules can change during a tax year, and employers apply them in different ways.

Liability

To the extent permitted by law, we are not liable for any loss arising from your use of, or reliance on, this site.

Using the site

You may use the site for your own information. Please do not copy it in bulk, scrape it automatically or interfere with how it works.

Independence

MyRealSalary is an independent website. It is not part of, endorsed by or connected with Inland Revenue, ACC, Employment New Zealand or any other government body.

Links and adverts

We are not responsible for other websites we link to, or for adverts served by third parties.

Law

These terms are governed by the laws of India, where the site's operator is based. Nothing in them limits rights you have under New Zealand law that cannot be excluded by agreement.

Changes

We may update these terms and will change the date above when we do.